I’ll find the mortgage…

That fits your needs and financial goals

USDA Loan

One of the best mortgage options for buyers in more rural areas due to the popular 0% down payment, low rates guaranteed by the USDA, flexible credit requirements, and an income limit that welcomes low-moderate income families and individuals. Required mortgage insurance, but the premium can be financed into the loan amount.

Conventional

15, 20 and 30 year, fixed-term mortgages. Any down payment as low as 5% down for qualified applicants. For first-time homebuyers, as low as 3% down is available. Mortgage insurance is required when less than 20% down payment is made.

VA Loan

Qualified veterans, service members and military families receive favorable loan terms with as little as 0% down payments, flexibility on income requirements and streamlined refinance options available.

FHA Loan

Flexible loan product insured by Federal Housing Administration. Low down payment requirements and added flexibility around credit and income requirements. Low rates, but mortgage insurance premium is required, along with monthly mortgage insurance.

We have many other unique loan programs to fit unique home buyer and unique home needs. These are called non-QM (or non-qualified) mortgages and offer flexibility on qualifying factors like income and credit score.